We all face times in our lives when money is tight and we need cash to tide us over until the next payday.  In these moments, consider a Freedom “Payday” Loan with St. Louis Community. When unforeseen financial emergencies arise, the last thing you need is to be taken advantage of by a lender who is motivated by profit, not your well-being.  At St. Louis Community, we won’t charge you outrageous rates or fees.  Plus, a portion of your loan advance is put into a mandatory savings account at the Credit Union to help you get back on track. Freedom Loan requirements: Must be a current member of St Louis Community Credit Union Must have a checking account in good standing that has been open for at least 90 days Maximum loan amount: $500 No credit check Annual fee of $25 - $40 Automatic transfer of payment for your convenience 90-day maximum term Each Freedom Loan advance requires a 10% deposit into a restricted access savings account at the Credit Union to help you avoid borrowing in the future Financial counseling available and encouraged at no additional charge A Freedom Loan should be used for unforeseen or emergency expenses only. Other types of loans available at the Credit Union are less expensive. Break free from traditional payday lenders who take advantage of your need.  To apply for a Freedom Loan, visit the St. Louis Community Credit Union office nearest you.