At St. Louis Community, we also make Personal Loans available for your borrowing needs. We can loan you money for new appliances or furniture, a vacation, bills, a personal computer or anything else life throws your way. Signature loans Qualified members can borrow up to $7,000 without collateral, with repayment terms up to 36 months. Loans will be granted for provident and productive purposes. Line of credit If you want the flexibility to access credit when you need it, an open-end Line of Credit is for you. You can access your credit line through MAX 24-Hour Phone Teller, Online Banking and CO-OP ATMs, or by cash advance made at one of our offices. Your Line of Credit may also be used to provide automatic overdraft protection on our Gold or Silver checking accounts. CD-secured / share-secured loans Borrow for any purpose and use the money in your savings account or CD as collateral. It’s a great way to establish credit for the first time.