Whatever your individual situation, St. Louis Community Credit Union has a selection of checking services to meet your particular requirements – and they’re free or next to nothing, with every convenience to simplify your financial needs.  As a matter of fact, various research studies from consumer groups show that switching your checking account from a large bank to a credit union like St. Louis Community can save you hundreds of dollars each year. All checking accounts offered by St. Louis Community provide: Free Online Banking Free Online Bill Pay Free account access by phone Free Visa® Check (Debit) Card, with ATM accessibility Free E-statements Free check storage Payroll Deduction and Direct Deposit Online check-ordering Depending upon your specific needs, you can choose a checking option with just the right features for you.