You want it all, but don’t want to pay a cent for it. Our Gold Checking Account is your choice. When you maintain a minimum balance of $500* in your Gold Account, you’ll receive: Competitive interest rates, calculated daily and credited monthly Unlimited check-writing privileges Free automatic overdraft protection Free custom checks Three free check copies per month with unlimited copies available from Online Banking * If your balance falls below $500, you will still earn interest; however a $5.00 maintenance fee is charged to the account for that month.