St. Louis Community Credit Union
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Second Chance Checking

Have you had some credit or account management problems in the past that have prohibited you from opening an account at a bank or credit union? Well, St. Louis Community can help you get back into mainstream banking with our Freedom Checking Account.

Freedom Checking allows you to access our entire product and service portfolio, while reducing the major expenses related to alternative financial services.  Once approved, you must open both a savings and checking account at the Credit Union.  You’ll receive a debit card, checks and Direct Deposit (if available through your employer). If you keep your account in good standing, you can upgrade to a Bronze, Silver or Gold checking account after six months.*

With the help of Freedom Checking, you can increase your standard of living. To learn more or to apply for an account, visit the St. Louis Community branch nearest you.

*A service fee of $1.00 per returned item will be charged to the account per month in addition to a $15 returned-check fee. Account holders have limited access to certain services, including: no overdraft privilege, no ATM deposits, and no Freedom Loan. Longer check holds may apply within Reg. CC guidelines. In the event an ATM is “offline” and cannot communicate balances, member will not be able to withdraw funds. The Freedom Checking Account must be active and in good standing (less than 10 returned items) for six months in order to upgrade to a Bronze, Silver or Gold checking account. See Credit Union for complete details. 

 


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