When you need to borrow for a new or used car, come to the experts to arrange your financing. At St. Louis Community, Auto Loans are at the core of what we do, and we do them extremely well. Competitive rates Flexible terms Convenient, quick application process No prepayment penalties Excellent service We also offer 100 percent financing to qualified borrowers, including purchase price, sales tax, extended warranties, credit life and disability insurance, and GAP insurance. Even when the auto dealer offers you a special low rate, you can often save money over the life of your loan by financing with us. That’s because the lower rate comes with a higher sticker price. Instead, negotiate a better price, choose a rebate when available, and let us handle the financing. Enterprise® Car Sales Another smart way to shop is to take advantage of Direct Member Lending on quality pre-owned vehicles at all participating Enterprise Car Sale locations. In person or on the Enterprise Web site, you’ll find a variety of makes and models at special prices exclusively for Credit Union members. Unlike most auto dealerships, Enterprise cars have a seven-day, buy-back policy to make sure you’re completely satisfied. Plus, all cars come with a 12-month, 12,000-mile warranty and carry Enterprise’s “Seal of Approval.” When you’ve selected a vehicle, Enterprise will set you up with St. Louis Community financing just as if you’ve come into any of our branch offices. You’ll enjoy the same competitive rates and flexible terms, with no hidden fees or penalties. Dealer Direct Financing Another way to save time when car buying is with Dealer Direct Financing. Simply shop for your car, make your choice and arrange for St. Louis Community financing right in the dealer’s showroom. There’s no trip to the Credit Union, yet you’ll still enjoy the same loan rate and terms you’d get by coming into any of our branch offices. There are more than 250 participating dealers in the St. Louis area, and most are able to process your loan right on the spot. Plus, there are no fees or charges for this convenient service. Click here to visit our Dealer Direct site. Then when you get ready to finance, tell your dealer you’re a St. Louis Community member and want Credit Union financing.