Home Equity Line of Credit - Act Now!

Do you have any large expenses coming up? Maybe some home improvements, a tuition bill, a needed vacation, or an unexpected financial emergency. Whatever your need, you can take advantage of a great rate from St. Louis Community on our Home Equity Line of Credit.

Apply before May 31, 2008, and you may qualify for a special rate as low as 4.99% APR* until next year! There are also no closing costs, and the offer is available to both new and existing borrowers.

Rates may never be better! To speak with one of our mortgage experts, please call 314-534-7610, ext. 150 or 132

*APR = Annual Percentage Rate. Must apply before 5/31/08 to qualify for 4.99% APR offer. 4.99% APR is fixed through 12/31/08; thereafter adjusts to a variable rate of Prime + 1%, based on the Prime Rate published in the Wall Street Journal. Minimum credit line is $10,000, with minimum initial advance of $5,000. Maximum Loan to Value of 80% (including first mortgage balance). Existing HELOC borrowers can qualify for offer by advancing an additional $5,000 or more. See Credit Union for complete details.

Economic Stimulus Payments

Would you like to know when you can expect to receive your Economic Stimulus Check via Direct Deposit or in the mail? Click the link below to view a schedule of when you should receive your money from the IRS. 

Stimulus Tax Rebate Checks - Delivery Schedule

You can also use this online calculator to determine how much you should expect to receive from the government.  

http://www.irs.gov/app/espc/

If you would like to learn more, you can also call the IRS directly and toll free by calling 800-829-1040. This number will give you details of the Stimulus program and an estimated date that your check will be mailed. You may also press 0 and speak with an IRS representative.

Need to know if your money has been deposited into your account? Then don’t forget that you can take advantage of our online banking; or utilize our convenient MAX 24-Hour Phone Teller service by calling 314-576-2929, ID 28# to check the balance on any of your St. Louis Community accounts, anytime!

  HOPE NOW Hotline

The MyMoney.gov Web site and HOPE NOW hotline (1-888-995-HOPE) offer consumers access to HUD-approved credit counselors who will provide important resources for struggling homeowners, affected by adjustable rate mortgages transitioning to much higher monthly payment, or who find themselves in homes that are now worth less than they owe on the mortgage.