When you entrust your money to St. Louis Community, you can be confident that it’s safe and secure. That’s because all deposits are federally insured up to at least $100,000. As a credit union, we are federally regulated by the National Credit Union Administration (NCUA), an independent agency of the United States government. Established by Congress in 1970, NCUA regulates, charters and insures credit unions across the nation. The funds on deposit in your St. Louis Community savings accounts are specifically insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. Similar to the deposit insurance provided by banks, your savings, checking, money market and CD accounts are safe from loss regardless of the cause. Plus, IRA funds are separately insured to $250,000. It’s your money, and you’ve worked hard to earn it. And as long as it’s on deposit at St. Louis Community, it’s well protected.